Max Rady College of Medicine
Term: Medical Savings Account (MSA)
Glossary Definition
Last Updated: 2006-04-17
Definition:
MSAs are a financing mechanism for the healthcare system whereby individuals combine a high-deductible catastrophic insurance policy with a savings account intended to pay "small" medical bills as they arise. Unspent funds can roll over for use in future years.
References
- Deber RB, Forget E, Roos LL. Medical savings accounts in a universal system: Wishful thinking meets evidence. Health Policy 2004;70(1):49-66. [Abstract] (View)
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Manitoba Centre for Health Policy
Community Health Sciences, Max Rady College of Medicine,
Rady Faculty of Health Sciences,
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University of Manitoba
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204-789-3819